Category: Insurance

Indemnity dental insurance is one of the several insurance coverage schemes that can be accessed by the American citizens in need of seeking oral health care (Manski et al., 2015). Indemnity dental insurance is a fee-for-service plan, meaning that individuals who subscribe to this type of plan must pay for their dental procedures in full…

Introduction Britam Insurance Company is a global insurance firm selling various services to its clients worldwide. Being one of the leading companies in the industry, Britam has a large pool of potential and existing customers. The large client base calls for sophisticated software to handle the companys sales and marketing for efficiency and accuracy. Using…

Life insurance can be defined as the contract between the insurer and the person owns the policy. Some countries include some events like bills and death expenses are included in the premium policy. The insurer is bound to pay some money incase an even happens to occurs. If the insurer enters the contract he pays…

The issue of mandating employer-paid insurance has been a controversial topic in the United States. The proponents of this policy argue that it will help provide health coverage to low-paid workers. Mandating employer-paid insurance is likely to lead to a permanent loss of jobs because it increases the labor cost for employers and may force…

Table of Contents Benefits Captive Insurance Challenges Conclusion References There are several ways that an organization can transfer its risks through commercial insurance in the insurance market. This includes catastrophe bonds, collateralized reinsurance, large deductible plans, weather-based derivatives, risk retention groups, sidecars, and captives. Traditionally, many companies and business organizations manage risk by transferring it…

HIH was the price of the Australian insurance corporate world until it came down like a castle of cards. It surprised much of the corporate world and local communities and society in Australia. The strange thing about the collapse of the HIH was that it came down at a moment when it was undertaking an…

Table of Contents Introduction Social insurance Medical insurance Pension and health benefit programs Deterioration of Teacher Benefit Plans Teachers Health and Security Bargaining Strategy on Salary Increase Conclusion Reference List Introduction Teachers have benefits which he will use for pre and post retirement protection. The most commonly used by most teachers is Teachers Pension Scheme…

Table of Contents Introduction Social insurance Medical insurance Pension and health benefit programs Deterioration of Teacher Benefit Plans Teachers Health and Security Bargaining Strategy on Salary Increase Conclusion Reference List Introduction Teachers have benefits which he will use for pre and post retirement protection. The most commonly used by most teachers is Teachers Pension Scheme…

A new community-based medical center may face various issues when starting working with patients from different backgrounds. One of all problems is the insurance of clients that have specific coverage of services. Further, the insurance issues of the medical center will be discussed, addressing the target audience of the institution. As the current patients of…

Insurance has a long history, which stretches back to the 3rd millennium BC. In its early history, insurance was nothing other than rudimentary risk spreading mechanisms employed by Chinese traders. They distributed their wares into many vessels so that if one or a few vessels capsized, the loss was evenly distributed among several traders. Over…